I'm an experienced international CEO with three exits and over 20 years of experience at the helm of VC-backed technology and fintech startups.

I've both founded companies and come in as a later-stage CEO to help companies scale. My experience spans multi-country online financial services, mission-critical enterprise software and consumer-focused mobile applications.

Along the way, I have mentored young startups and participated in a number of startup accelerators. I also have extensive board experience across a wide range of companies, from venture-backed startups and scaleups to financially regulated FinTechs.

Nuula

Small Business
FinTech App

55 Employees in US, Canada and UK (rightsized from legacy team of 250)

Pivoted 20 year old traditional lender to a modern App-based Fintech. Required complete retooling of company.

Acquired by Nav Technologies in 2023.

CEO

Nuula’s mobile application was designed to provide small business owners instant access to critical business metrics and innovative financial products anytime, anywhere. It delivered a powerful blend of the tools, content, and capital they needed to be successful in a modern, competitive market.

Nuula was born out of the extensive transformation of BFS Capital, a 20-year-old small business lender. The pivot from BFS to Nuula required a significant shift in talent and culture. Despite some comprehensive downsizing and re-skilling, this transformation was accomplished with a substantial improvement in both eNPS and staff satisfaction ratings.

Within the first few months of Nuula’s test launch in late 2021, thirty thousand US small businesses had created accounts on the platform. Eleven thousand firms joined the waitlist for the revolutionary $1/day Line of Credit in 60 days. Over the next six months, Nuula rapidly launched a range of financial products designed to serve both the needs of the business and the business owner. These innovative products included Entrepreneur Wealth Management, Personal Life Insurance, Smart Business Credit Cards, Business Insurance, Cyber Insurance, Business Loans and Sole Prop Loans. They were all provided by an ecosystem of partners.

Nuula was acquired by Nav Technologies in January 2023.

4Finance

Consumer & Business FinTech

3,500 Employees in 17 countries across South America, Caribbean, North America, Central and Eastern Europe, the Baltics and Scandinavia.

Helped grow revenue from $345MM to $450MM in 2 years, rebuilt management team, improved governance, built constructive relationships with institutional bond investors, and rating agencies. Launched first near prime products.

Supervisory board member and interim CEO

Initially hired to the Supervisory board of 4Finance, a top online consumer lender in Europe, was subsequently asked to take on the role of Interim CEO to accelerate the company's transformation and growth.

Rapidly established a new mission, vision, and strategy, optimizing the business and diversifying it to attract a broader customer base. Initiated key hires to strengthen the management team including a Chief Data Officer, Chief People Officer, Chief Risk Officer, Chief Marketing Officer, and Chief Technology Officer. Began the shift towards a mobile-first, near-prime focus, and away from a sub-prime sector that was becoming increasingly reputationally and regulatorily risky.

Improved communication and collaboration across disparate operations, and drove increases in operational efficiency. Initiated a comprehensive review and transformation of the balance sheet. improved external stakeholder engagement, resulting in strong relationships with institutional bondholders, a Moody's rating upgrade and a stable S&P outlook.

The company saw its best quarter-over-quarter growth in over eight quarters and a record first quarter in 2018, with successful transitions to IFRS9 and new underwriting and write-off policies. The permanent CEO was hired in late 2018.

WongA

Online Consumer Lending

300 employees in South Africa, UK, Poland, Germany, Spain, Norway, Canada

Rapidly grew international revenue to $65MM and 45% of Group revenue. Managed complex international regulatory relationships. Built sustainable businesses. Though Wonga UK no longer exists, 3 of the international businesses still do.

CEO Canada, MD International

Managing Director, International at Wonga, responsible for overseeing all businesses outside of the UK, including consumer lending operations in Canada, Spain, Poland and South Africa and the (BNPL) eCommerce and product financing business BillPay in Germany. Simultaneously played the role of CEO of the Canadian business.

Helped accelerate the transition of Wonga from a UK-focused business with legacy issues to an international company with a sustainable, globally diversified revenue stream. Fostered a culture of product innovation and corporate responsibility, resulting in new products and initiatives. Worked closely with operating business CEOs to refine strategies, improve efficiency, and share best practices. Led the international portion of Wonga's cultural transformation program, focusing on improved customer outcomes.

Key achievements included improving accountability and transparency through KPI monitoring and upgrading teams with new executive hires. Helped create a positive, respectful culture with high morale and excellent employee retention during a challenging transition period for the parent company. Established and chaired the International OPCO, improving governance and alignment across international operations. Also served as a member of the Group EXCO and Chairman's Committee.